Your parents are in HK?

天藍鬧鐘: 又夠鐘開新吹水 Post 喇!!!!

CIBC has this: Non-residents - minimum downpayment of 30% required for conventional mortgages or downpayment of 10% for high-ratio insured mortgages

his parents are in hk
and my parents are in here


but we don't want to ask for their $
it will be much harder for us to pay back...

say if we borrow $40k, then we need to pay them back at least $2k per month
and it will take 2 years...
but we can't afford to pay them $2k per month on top of our mortgage + living expenses ma....

That's true.....hmm....Well....save up some $$ and wait for the pig to be a Canadian la.  Is this the only way for now?

i think so too...
i hope he will get the PR within 1 year loh..
then we can move.... FINALLY....
to be honest.. i can't stay in my place anymore.....~~~~~

and i just hate his saving plan...
he wants to save 1/2 of our salary for downpayment
+ we have to pay for rent... + living expenses...
i have no $ left at all....
+ i have to pay my parents... (i don't know why they want $ from me... even i am not living at hoem)

what's wrong with your place?

oh, you don't know?
no elevator...
no hot water...
sometimes no heat/ no air/con in summer (we can't open windows)