我戶口全都加晒佢名，而佢戶口就加外母名；
我份保險就佢同呀女係受益人；而佢嗰份就呀女同外母；2個女嗰份。。 好似外母係監護人

基本上我係無比家用佢，而當初計劃係佢負責食嗰份同呀女學費支出，其他就我負責咁囉！所以，唔似你地咁入晒一個戶口！而平時收返的現金，我多數都比咗佢，當係私己又好，家用又好像，因為有時我真係唔夠錢，佢都幫幫手找數

but it won't happen on the same way as you guys do for Bro Egg

on the other hand, you just got nothing....

咁妳諗住有咩拎？咁我都有呀：一身債

egg, I know some friends doing similar way as u two.  Actually, i am curious, what is the advantage of doing it that way?  Isn't it more convenient with just one "ownership".. all income go to the "household", and everybody share the same responsibility when it comes to expenses.. so, nobody is "richer" in the same household

我唔明點解你一個獨立家庭嘅保險又會關另一家庭事。兩夫妻買保險係為咗保障子女及對方。咁...佢果份㸃解會寫阿媽名呢？

oh I know now!  both parties have to have the same view and same spending habbit for my way to work.  for example, if one side does not care how much saving he has, and the other side love to save; then it is better to seperate the finance; or either the account will have no money left, or the one side thinks the other side is control freak and pressing too hard on how money is spent.

hahahahha, but you just forgot just what I said....

my parents has no joint accts....but works the same way as you guys do.....and actually my mom is our CFO.....

that's why I said....."on the other hand, Bro Egg got nothing"....

and he asked back what should I have....which means he doesn't think that's a problem.....

咁...我想問蛋嫂買手袋同鞋d$係佢自己俾定你俾架？