點解2個都要 80%? 妳地個 case, 1 個 80%, 另一個 20% or lowest package 已經得啦, claim 時只係要填晒 2 個的 insurance # 咁, 呀牙醫肯定無填 2 個 insurance info, 或妳地無同佢講

we work in the same company ma
even with the basic plan (no need to pay addition $), it covers the employee and spouse for 80% gar ma....
i have my package for myself and pig
pig has his package for himself and me......

i checked the invoice, they did filled both #'s

佢講國語同廣東話無乜大分別喎

咁無理由唔係 100% 喎

but now it's too late to claim it back rite ??   

i asked the insurance company
they said their charge is more than the standard guideline
they just pay the dentist according the standard service guideline

say teeth cleaning is $100 on the guideline and the dentist charges $150
no matter how the policy is, we need to pay $150-$150 = $50
because the insurance will only pay $100 to the dentist!

&pid


係啦，幾個月前lu

咁一定係牙醫收得好狼死啦! 我一路都係咁做, 從未比過錢喎

大佬蛋做乜去麥當當食兒童餐   

但呢個計法係 apply 去 insurance #a, 而 extra 的 $50 係 apply 落 insurance #b 喎