plc 即係 personal loan, 申請手續簡單 d, 但唔會多. 一般係1 萬 limit, 最多係 3 萬咁o羅! 但利息係比 mortage 高

plc 即係一個 3-5 萬既 loan?

wa.. 咁佢既 15萬 cash 就係用 6 yrs 時間去儲?

可以咁講啦, 但一般情況, 銀行都唔會做咁大的 plc

真係唔知, 可能由出世開始儲 .... 卦

如果係 6 yrs，平均每個月要儲 $2080 喎...

兩架車當 5 年供，每個月都要 $1000 啦我估?

我知佢初初畢業只得 2萬幾一年, 後來多少少, 但都唔夠3萬5, 係近呢半年先叫做近4萬, 咁點可以儲到 2k 一個月呀?

It can be done.
1. no dine out at all
2. no entertainment at all
3. no smoking, drinking, etc
4. side job
5. no clothing, accessories purchased
6. no household item purchased
7. before getting the house, eat, live 'ah gung'
8. gamble and win everytime
9. parents 'dai ba' and start saving money for him 1st day he's born
10. inherit from a deceased relative
11. pick some money on street

好似都供完! 一架波子, 2 手都要 4萬卦 .... 一架 mini ... 我估都要 2萬 5